Stripe Intergration

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Stripe 主要用于提供信用卡支付渠道, 现阶段系统中需要集成信用卡支付, 所以花了点时间, 看了下集成的方案

看完 Stripe文档, 可以看到
Stripe 支付分为两个步骤

收集支付信息

在官方的文档介绍中, 可以看到 Stripe 提供Checkout, Stripe.js&Elements, Mobile SDK 几种集成方案

  • Checkout提供非常的简单明了的支付体验, 可以直接使用 custom 集成方式, js唤起 Stripe 支付窗体, 但在实际测试过程中发现, 此种方案需要连接google, 但在国内这个网络环境下, 是不可使用的..

  • Stripe.js&Elements是由 Stripe 预制的 Elements 组件 安全的收集支付信息, 也可以在此基础上提供定制的支付表单, 此种方案比较适合现有的前端集成方式.

  • Mobile SDK 提供IOS Android库, 因暂时不考虑移动端, 所以不考虑此种方案

提交支付信息完成支付

当完成第一步收集支付信息后, Stripe 提供了多种语言的 API 库, 因为我们的开发使用的是 Java 语言, 所以我们关注 Java 的实现方式就好.

可以看到, 在提交给 Stripe 的支付信息里面 有 金额, 币种以及由前端收集加密生成的 token, 此处收集的金额记住是9.99, Stripe把金额放到的100倍

在集成中, 除了这些必要的支付信息, Stripe 还提供 一个 metadata 的键值对集合, 用于存放业务的数据

以下是一个实际的例子
Request POST body

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{
  "amount": "2000",
  "metadata": {
    "address": "admin",
    "name": "admin__",
    "order_id": "xxxxx",
    "email": "admin@qq.com"
  },
  "receipt_email": "admin@qq.com",
  "currency": "usd",
  "source": "tok_1DWeI1BjLzcIaC9dMWNNqSHh"
}

Response body

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{
  "id": "ch_1DWeI3BjLzcIaC9d70Kvwmsi",
  "object": "charge",
  "amount": 2000,
  "amount_refunded": 0,
  "application": null,
  "application_fee": null,
  "balance_transaction": "txn_1DWeI3BjLzcIaC9d2a7v9sdj",
  "captured": true,
  "created": 1542263123,
  "currency": "usd",
  "customer": null,
  "description": null,
  "destination": null,
  "dispute": null,
  "failure_code": null,
  "failure_message": null,
  "fraud_details": {
  },
  "invoice": null,
  "livemode": false,
  "metadata": {
    "address": "admin",
    "name": "admin__",
    "order_id": "xxxx",
    "email": "admin@qq.com"
  },
  "on_behalf_of": null,
  "order": null,
  "outcome": {
    "network_status": "approved_by_network",
    "reason": null,
    "risk_level": "normal",
    "risk_score": 38,
    "seller_message": "Payment complete.",
    "type": "authorized"
  },
  "paid": true,
  "payment_intent": null,
  "receipt_email": "admin@qq.com",
  "receipt_number": null,
  "refunded": false,
  "refunds": {
    "object": "list",
    "data": [
    ],
    "has_more": false,
    "total_count": 0,
    "url": "/v1/charges/ch_1DWeI3BjLzcIaC9d70Kvwmsi/refunds"
  },
  "review": null,
  "shipping": null,
  "source": {
    "id": "card_1DWeI1BjLzcIaC9dmINeF8jw",
    "object": "card",
    "address_city": null,
    "address_country": null,
    "address_line1": "admin",
    "address_line1_check": "pass",
    "address_line2": null,
    "address_state": null,
    "address_zip": "89090",
    "address_zip_check": "pass",
    "brand": "Visa",
    "country": "US",
    "customer": null,
    "cvc_check": "pass",
    "dynamic_last4": null,
    "exp_month": 12,
    "exp_year": 2034,
    "fingerprint": "UtfcrAAS0JDhNbDJ",
    "funding": "debit",
    "last4": "5556",
    "metadata": {
    },
    "name": "admin__",
    "tokenization_method": null
  },
  "source_transfer": null,
  "statement_descriptor": null,
  "status": "succeeded",
  "transfer_group": null
}